Senior Product Manager - Lending

At Earnest, we believe in a world where paying for your education takes less time than earning your degree.  Join us on our mission to empower anyone seeking higher education to reduce the total price tag of their degree, supercharge their ability to pay down student debt, and get on the right financial track fast.

A little background on Earnest: We're a remote first FinTech company with an accomplished team who believe consumer lending can be radically improved and are doing something about it. We are disrupting the trillion dollar student loan industry by redefining what it means to be creditworthy. We created a company that combines data science, streamlined design, and technology to:

• Build products that simplify the lending process
• Personalize loans to suit the needs of our customers
• Engage with our customers through more human experiences

What makes an “Earnie” culture: 

Earnest’s culture is as dynamic as the products we’re building and defining every day. We’re a fast-growing company, and that means we’re constantly integrating the new perspectives of every individual.

Earnies define our culture as:

• Earn Happy Clients
• Client happiness is our true north star.
• Make it happen
• We work hard to deliver high-impact results at rapid pace. 
• Growth Mindset
• We love challenges, enjoy rigorous effort, and learn from our mistakes as we continuously improve. 
• Do great things together 
• Success is built on relationships. 
• Insist on high standards 
• We have relentlessly high standards and continuously raise the bar on the quality of everything: our products, services, processes, and people.  

Our Earnie's are fun, innovative, and willing to rollup their sleeves to help their team succeed in a fast-paced environment. If this sounds like you, and you want to join us on our mission to radically disrupt a trillion dollar fintech industry, keep reading to find out how. 

As a Senior Product Manager on our Lending team, you will help drive the strategy and development of our lending and refinance experiences that enable students to reach their higher education goals. Our goal is to enable as many students as possible to pursue their educational dreams and you will support this vision by creating experiences that make applying for student loans simple and straightforward.

This includes:

• Building a great lending experience - owning the vision and strategy for your product area, and defining goals and success with clear, measurable objectives and key results
• Working with cross-functional leaders across all strategic and product areas of Earnest to gain buy-in, forge partnerships, and build enthusiasm for the product vision
• Creating well-scoped requirements that deliver clear customer value and prioritizing work for teams of engineers, designers and data analysts 
• Execute product commitments effectively to consistently deliver meaningful impact to customers and our business
• Working with data and business intelligence analysts to perform deep data dives to generate actionable insights that inform your product roadmap
• Continuously experimenting to validate new hypotheses and drive towards your product’s goals
• Communicating project updates and results to key stakeholders, including executive leadership

Ideal background and expertise

• 5+ years launching and growing a successful consumer digital lending or fintech product
• Experience optimizing an online customer acquisition funnel with multiple channels and products
• An entrepreneurial mentality, with the desire to change the world and an impatience to get there
• An ability to think strategically and see the big picture, but obsessed with the details of the customer experience, never missing an opportunity to benefit customers 
• A data-driven philosophy, which influences what you build and when you pivot
• Strong writing skills 
• Executive presence with cross-functional team members of all levels, including C-level
• A Bachelor's degree in a technical field; MBA a plus

Earnest believes in enabling our employees to live their best lives. We offer a variety of perks and competitive benefits that include: 

• Health, Dental, & Vision benefits plus savings plans
• Work anywhere in the U.S. 
• Mac computers + work from home stipend to set up your home office
• Monthly internet and phone reimbursement
• Employee Stock Purchase Plan
• 401(k) plan to help you save for retirement plus a company match
• Robust tuition reimbursement program
• $1,000 travel perk on each Earnie-versary to anywhere in the world 
• Competitive days of annual PTO
• Annual “my day” 
• Pet insurance!
• Competitive parental leave
• Plenty of Earnest swag, optional in person team gatherings, picnics, celebrations, and plenty of fun virtual events 

At Earnest, we are committed to building an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity, inclusion, equity, and belonging enables us to move forward with our mission. We are dedicated to adding new perspectives to the team and encourage anyone to apply if your experience is close to what we are looking for.  

Earnest provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. Qualified applicants with criminal histories will be considered for the position in a manner consistent with the Fair Chance Ordinance.

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