Senior Product Manager I - Instant Cash (Core)

Hi, we're Brigit! A holistic financial health company helping everyday Americans build a brighter financial future. With a business model that is aligned with our customers, we create transparent, fair, and simple financial products that put money back in the hands of our members, help them spend wisely, avoid unfair fees and build their credit quickly. If autonomy, ownership, and having meaningful input at the company you work for is important to you, come join our growing team!

Brigit is doing innovative and exciting work, but don’t just take our word for it, our work is being recognized by others:

• Built In's 2026 Best Midsize Companies to Work For in New York City

• Built In's 2025 Best Places to Work For In New York City

• Built In’s 2024 & 2025 Best Startups to Work For In the U.S.

• Built In’s 2023 - 2025 Best Startups to Work For In New York City

• Fast Company’s Most Innovative Companies of 2022

• Business Insider’s Most Promising Consumer Startups 2022

• Forbes Fintech 50 2022

Role overview 

As a Senior Product Manager for Instant Cash, you will own key parts of Brigit’s core product experience, focusing on driving responsible access to cash, building innovative features, and improving how users discover, use, and return to Instant Cash over time. Your work will directly impact user trust, engagement, and lifetime value by increasing adoption, utilization, and repeat usage while maintaining strong credit performance.

This role sits at the intersection of Product, Risk/Underwriting, Data, and Engineering and is ideal for a product manager who enjoys solving complex, high-impact problems in a core fintech product.

What you’ll be doing

• Optimize core Instant Cash product metrics, including feature adoption, utilization, repeat usage, and delinquency

• Lead the development of new and improved Instant Cash features that make the product more valuable, intuitive, and differentiated for users

• Partner closely with Underwriting and Risk to design eligibility, credit limit, and usage experiences that balance user outcomes with credit performance

• Deliver initiatives that responsibly increase access to Instant Cash, improving activation, engagement, and retention.

• Use experimentation and analysis to evaluate tradeoffs between user value, unit economics, and risk

• Ship quickly, learn from data and user behavior, and scale successful features in a regulated product environment

• Align cross-functional stakeholders around clear priorities, decisions, and measurable outcomes

What you have

• 4-5 years of product management experience, ideally in fintech, lending, or consumer financial products

• Experience owning core product surfaces or flows with meaningful impact on usage, retention, or risk

• Strong intuition for user needs paired with a metrics- and experimentation-driven approach to decision-making

• Experience working closely with data science, underwriting, or risk partners on decisioning or eligibility-related problems

• Comfort operating in ambiguity and driving complex initiatives from concept through scaled execution

• Excellent communication skills and the ability to influence across functions

Nice to Have

• Background in credit products, underwriting, or consumer lending risk

• Experience building or iterating on products where utilization and repeat usage are key success drivers

• Familiarity with experimentation in regulated or risk-sensitive industries

The anticipated annual base salary for this position is $155,000 - $180,000. This range does not include any other compensation components or other benefits for which an individual may be eligible (other benefits listed below). The actual base salary offered depends on a variety of factors, which may include as applicable, the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, and the location in which the applicant lives and/or from which they will be performing the job.

Our Benefits & Team

• Medical, dental, and vision insurance

• Flexible PTO Policy

• 401k plan

• Paid Parental Leave

• Physical and mental wellbeing benefits including Wellhub for access to virtual workouts and discounted gym memberships, and Headspace for covered virtual therapy sessions and unlimited on demand health support

• Monthly reimbursements to use against wifi and cell phone bills

• Annual reimbursement for Learning & Development

• Help hard working Americans build a brighter financial future

• High-growth company

• A dynamic, flexible and collaborative start-up work environment with a highly talented team

Brigit is committed to providing equal employment opportunities for all applicants and employees without regard to race, religion, color, sex, pregnancy (including breast feeding and related medical conditions), national origin, citizenship status, uniform service member status, age, genetic information, disability, or any other protected status in accordance with all applicable federal, state and local laws. We are proud to be an equal opportunity workplace.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email accommodations@hellobrigit.com.

Disclosures:

• For information on our data privacy policies, see the Brigit California Personnel Privacy Policy.

• Brigit uses E-Verify for employment authorization. See the E-Verify and Department of Justice websites for more details.