Senior Product Manager, Financial Infrastructure (Risk/KYC)

The Team You’ll Work With

We build Know-Your-Customer (KYC) / Anti-money Laundering (AML), payments, and banking products across Carta’s ecosystem for a diverse set of customers that span companies, employees, investors, and internal stakeholders. 

Our team’s mission is to empower Carta’s ecosystem by helping both our customers and Carta manage risk, enable frictionless payments, and provide access to liquidity. 

• We build KYC/AML solutions to perform KYC, ongoing screenings, and transaction monitoring to empower Carta products to scale while protecting Carta and our customers.
• We enable customers too quickly, safely, and reliably make payments on our platform. Employees can pay to exercise their options, investors can pay to make investments, companies can facilitate tender offers, and much more.
• We build banking products to enable liquidity and provide a seamless UX for our customers. In 2020, we shipped Carta’s first lending product for venture capital funds: a Capital Call Line of Credit (CCL) that has surpassed $600MM in originations. We also have a variety of banking and data aggregator solutions to streamline bank account opening, verification, and administration tasks.

The Problems You’ll Solve

• Own the KYC and AML Product Strategy and associated product roadmap, including stakeholder coordination, business requirements, and prioritization. 
• Understand the problems our customers (venture funds and private companies) face when it comes to KYC and monitoring of their shareholders who are employees and investors. Help scale our KYC as a Service Product.
• Work with a diverse set of stakeholders across compliance, product, business, legal, operations, and finance to reduce business and compliance risks.
• Work with engineers and designers to implement solutions to verify the identity, risk, and expected activities of our customers who are companies, venture firms, and shareholders.
• Implement solutions to support ongoing monitoring against watchlists and adverse media.
• Implement AML solutions to ensure all payment transactions are screened. We move billions of dollars on the platform every year!
• Conduct industry research to identify new vendors and partners to bring onboard that are essential to support the growth in KYC and AML use cases.
• Develop, monitor and report on a suite of KPIs

The Impact You’ll Have

You will be at the forefront of determining how we build identity and risk evaluation products at Carta which is critical in supporting the company’s growth as we continue to launch new and scale existing products. We seek to unlock a streamlined onboarding UX for our customers, serve our customers’ requests for KYC of their shareholders, and create leverage for our compliance team with automated tools for them to effectively evaluate risk. Help us make this lofty vision a reality!

About You

You have experience working as a product manager in payments, compliance, risk, or a related Fintech industry. We’re looking for problem solvers. 

• You’re curious, think through problems from the ground up, and drive execution. 
• You lead cross-functional projects across multiple product areas and leverage a multifaceted toolkit of skills including leadership, communication, collaboration, analytics, and critical-thinking skills. 
• You use your experience building great software to help our business and development teams solve problems and deliver solutions.