Senior Product Manager, Credit

We’re building the future of banking in Canada. A critical part of that journey is to find ways to offer users access to credit in a way that is fair and with transparent terms. We build credit products that are simple, fair and easy to understand with flat fee pricing. When something is $10, we call it $10 - not $9.99. Others may lean on % rates or hidden fees but not KOHO.

KOHO launched with an innovative pre-paid card that offered cash-back on every day purchases. We grew quickly as a result. We realized early on that many of our users did not have access to cash-back through credit-cards as they had lower credit scores, or were new to country and did not yet have established credit histories. As such, we we build our much-loved “Credit-building” feature and launched it in 2019. This feature offers our users access to a line of credit for a flat and financial coaching around the importance of making repayments on time. Doing so, can help build a users credit history and over time their credit score.

From there, we launched a second credit product called “Cover” which is a bundle of features including a $50 unsecured line of credit, and access to 1 on 1 financial coaching so that our users can avoid hefty overdraft fees that other banks may be charging them. We’re now building out a suite of other credit products, and as such we’re looking for an experienced product manager to join the team and help us define the future roadmap and delivery of additional credit product at KOHO.

In this role, you will help set the vision for credit products at KOHO. You’ll build out the roadmap, drive alignment and work cross-functionally to deliver best-in-class, polished consumer experiences for our users. You’ll create moments that will make users go “Aha, cool!” and smile. You’ll brighten up their day and when your work is working at its best, our users might not even notice it at all - it’ll be frictionless, and simple allowing our users get back to their busy days. Internally, your cross-functional peers will look to you to set the north star and bring everyone along together to turn your vision into a reality for our users.

We invest time and resources into making sure KOHO is as good as the people we hire. Here are some of the reasons we attract the best people:

• 🧘‍♂️ Balance Your Life - Company-wide Summer wellness days, Winter holiday closure, unlimited Personal Days, a wellness spending account, and maternity & parental leave top-up

• 💻 Remote First - Work from anywhere in Canada with a budget to set up your home office

• 🆙 Level Up - Access to 3 in-house certified performance coaches and an annual training budget

• 🥅 Reach Your Goals - Salary assessments twice per year

• 🙌 The KOHO Culture - We have won 7 "Great Place to Work ®" awards since 2019

• 🤝 Be an Owner - Every KOHO employee gets a generous amount of equity with a 10 year exercise window

The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact [email protected] and the People and Culture team will be happy to help.