What is the type of contract for this position?

The contract for this position is a Full-time contract

Is telecommuting possible for this position?

No, telecommuting is not possible for this position

Product Owner - Eval (H/F) job at Younited

At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex. This often leads to anxiety, time wasted or stalled projects. During life’s important moments, lack of support, incomprehension & fear of being trapped are simply unacceptable…

Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience.

A million customers already had access to our instant, simple & transparent credit.

We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech & insurers who wish to develop consumer loan activities and retailers, telcos, e-merchants who wish to offer their customers the simplest method to pay in instalments). We also provide budget optimization solutions through “Younited Coach” to all consumers willing to receive personalized recommendations.

For shopping (AKA “Buy Now Pay Later”) or banking, online or in store, we offer a single Younited customer experience that is 100% online. Up to €50,000. Up to 84 months. Instantly.

Our mission is to become your trusted financial partner.

In this respect our strategy aims at promoting more transparency and more inclusiveness to help you achieve financial wellbeing.

We also have launched a process to become a certified B-Corp as our social & environmental impact is a key strategic concern.

Join Younited, the leading instant credit provider for the e‐economy in Europe! Be part of an amazing adventure that is only at its beginning…

Some key figures about Younited group:

Younited has granted over 3Bn€ loans since inception 10 years ago and expects to generate more than2Bn€ in 2022(GMV).

Younited operates in 5 European countries and generates nearly 50% of its business outside France.

The company has raised more than 330m€ in equity since launch.

Younited employs c. 500 staff in Paris, Rome, Barcelona, Lisbon, and Munich.

Younited is already trusted by prestigious E-merchant and Digital Bank partners among which Free, OrangeBank, Microsoft, Bpifrance, Apple Premium Resellers, N26, Fortuneo and Lydia.

Our 5 corporate values drive our daily job:

Make it simple: At every level of the customer experience, the organization. Be transparent.

Act as an entrepreneur: Take ownership, work in teams. Dare to try, accept to fail.

Innovate or die: Challenge the status quo, no matter how impossible it seems.

Faster is better: Value speed over perfection. Be aligned on priorities.

No limit: Be free, stay humble.

Come & meet our great & positive people. Join our team, together we can reach the stars!

Ready to lead the instant credit revolution?

At Younited Credit, the quality of the collaboration between the Product Manager and the Product Owner is one of the keys to success: the Product Manager defines the strategic priorities of the product along with the KPIs to measure its success, whereas the Product Owner oversees the delivery of the products and the prioritization of the associated backlog.

? Missions

You will drive the implementation of new high-value business productswith the aim of revolutionizing the finance world of tomorrow!
The risk of a prospect is evaluated via sets of rules based on data provided by the prospect or external APIs, such as credit bureaus.
Your Product Team is in charge of the retrieval and integration of the data from the credit bureaus as well as the application of the underwriting rules in the decision process.
You are also the orchestrator of the decision workflow which includes the calls to the APIs of other Younits of the Risk Domain.
Evaluation intervenes for all countries where Younited operates, as well as for all our B2B partnerships.

? Profile

You like being in contact and interacting with different partners, even the most demanding of them
You like creating and imagining original solutions to complex problems
You have managed to read this job advert without the help of a translator
You are interested in the financial world
US is not just a big country
You remain happy when people talk about API
For you, being agile is a lifestyle choice; you like to reunite your family every morning for a stand-up breakfast (#StandUpMeeting)
The words « Simplification » and « Prioritisation » are part of your vocabulary and allow you to create and maintain efficient good quality products
You like a challenge (having ran a marathon with your feet tied together whilst blindfolded could come in useful!)
You are driven by the dynamics of a start-up, and you have an entrepreneurial spirit
Needless to say, you are cool, nice, open minded and have a sharp critical mind

? Benefits to join Younited ?

· Full remote

· Localization in the center of Paris (Notre-Dame de Lorette, Paris 9ème)

· A very strong company culture

· An on-boarding tailored made to simplify your integration and meet all the teams

· Monthly events (sport tournaments, conferences, afterworks …)

· 1 day per year offered to do volunteer work in an association

· A Younitour (our company seminar) unforgettable (the last were at Ibiza, or in Sicilia ;))