What is the type of contract for this position?

The contract for this position is a Full-time contract

Is telecommuting possible for this position?

No, telecommuting is not possible for this position

Product Owner - Credit job at Lydia

Part of our growth strategy is centred around attracting top talent to help us nurture our ongoing success. We are now looking for our new Product Owner to be mainly focused on our Credit products.

At Lydia, we want to build features and products which make complex things easier. This was Lydia’s first intention when it decided to make bank transfers easy and instant. This DNA remains the same while the mission of the company has evolved and has become much broader: Lydia is now providing a vast range of financial services to ease every single money-related action of our lives.

Credit
From our vast range of financial services, we for sure provide credit products to our users. Credit is essential to claim Lydia as a main current account and our goal is to cover 4 main use cases:

I want to know what my credit capacity is, in case I need money one day. Easy and playful experience for the curious in order to onboard them in Credit

I did a large purchase and I want to split it with a maturity of my choice (3, 4, 6, 12 months)

I am about to pay something but I don’t have enough money (or I don’t want to potentially lose money by taking money from my Life insurance or other investment) so I want to do an express loan from 100€ et 3000€

I want to use my Lydia card with the “Credit Line” feature activated to automatically spread my purchase over time. What we call the famous “Buy Now Pay Later”

Credit tools represent our 2nd most important source of revenues today and we are still nothing in today's large credit market. One of our missions and potentially yours is to see the Lydia app listed in the “Top 5 of credit tools” from any consumer websites (among Cetelem, Younited Credit, Sofinco…)

As part of the Product Team, you will work on a dedicated scope of features and with many teams of the company (data, legal, marketing, tech, operations…) to improve the value brought to users by your features.

What you will do:

Understand users via market analysis, user interviews, behavioral analytics, and collaboration with the Customer Care and Sales teams

Understand the competitive landscape of your feature

Monitor features’ performance and user-friendliness using analytics

Frame product evolutions and improvements, along with a Product Designer and a Technical Product Manager

Write User Stories and present them to the squad

Follow-up the technical implementation of your product evolutions

Test your features and iterate

Create and maintain the documentation on your features

Communicate internally about your features, their evolutions and the product vision they carry

Ensure that your features are properly communicated to users, along with the CRM and Marketing team

Take part in the roadmap definition

You are in the right place if :

You are creative and like to challenge the status quo

You are organized and rigorous

You are able to put yourself in other people’s shoes

You know how to and you enjoy working efficiently with multiple stakeholders on several topics at the same time

You are very curious and eager to learn

You are pedagogical and know how to communicate a vision

You are KPI driven and pragmatic

You are a problem solver

You like to make things move on by yourself rather than managing others, leveraging your own assets and tools

You are passionate about B2C and want to have an impact on millions of users

And it’s a plus if :

You have an affinity with tech and data topics

You have worked for a consumer credit product

Preferred experience

About us

With over 5 million active users and an impressive 5,000 new customers joining every day, Lydia aims to become one of Europe’s leading financial services organisations.Founded in 2013, Lydia has been recognised as one of France’s most promising start-ups through its recent inclusion into the "Next 40" ranking.After raising €112 million from investors in 2020, we have plans to accelerate our international deployment while continuing to offer additional innovative solutions in Europe. From top-security contactless mobile payment to a wide array of app-based services, Lydia puts its clients at the centre of the digital experience.

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Product Owner - Credit

Preferred experience

About us

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