Product Manager, International Lending

Since we first opened our doors in 2009, the world of commerce has evolved immensely – and so has Square. After enabling anyone to take a payment and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together. So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage inventory, run a busy kitchen, book appointments, engage loyal buyers, and hire and pay staff. And across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow all in one place.

Today, we’re a partner to sellers of all sizes – large, enterprise-scale businesses with complex commerce operations, sellers just starting out, as well as merchants who began selling with Square and have grown larger over time. As our sellers scale, so do our solutions. We all grow together.

There is a massive opportunity in front of us. We’re building a business that is big, meaningful, and lasting. And we are helping sellers around the world do the same.

Square Loans has revolutionized the way businesses obtain the funding needed to achieve their goals. Unlike traditional business financing products, Square Loans offers are extended to pre-qualified sellers. If approved after a short application, sellers receive their funds as soon as the next business day, and repayment happens as a fixed percentage of daily card sales.

Within Square Banking, the international Loans team is working to bring our successful US lending product to our international sellers across both web and mobile platforms. As a Product Manager on the international Loans team, you will partner with numerous cross functional and internationally based stakeholders to drive strategy and execution of new market launches, and grow and service existing international markets. 

This role is open to candidates working remotely in all US locations.

You will:

1. Own the seller experience and P&L of Square Loans in non-US markets

2. Drive the product roadmap and execute the delivery timelines for the work required to provide remarkable experiences for our sellers and grow the business in both new and existing non-US markets

3. Identify and develop a strong understanding of unique cultural differences, jobs to be done, legal, and regulatory constraints while balancing efficiencies of scale across markets

4. Use an iterative, data-driven experimental approach to product development

5. Influence key stakeholders throughout Block in order to align intent, resources, and prioritization

6. Operate cross-functionally and build strong partnerships both within Block and with external vendors to deliver excellent products and services

7. Foster an environment that enables the team to execute quickly while maintaining a high standard for quality

8. Manage the entire product life cycle from ideation, to planning, execution and launch

You have:

• 7+ years of Product Management or equivalent experience

• Effective collaboration and communication: This is a highly cross functional role and you need to be aligned with your multiple partners as strategic and tactical decisions are made and be able to effectively communicate to lead and move your work forward

• Strong execution: Proven track record of shipping simple, elegant user-facing products

• Analytical skills: You have a data-driven learning style and use quantitative intuition to make product decisions

• Strategic acumen: You have experience developing and driving key strategies that shaped an organization

• Customer empathy: You care deeply about the sellers we’re serving and experience shaping product direction and execution based on customer needs

• Entrepreneurial spirit: You're a self-starter with flexible skills who can lead independently without well-defined direction

• Efficiency: You have excellent organization and prioritization skills

• Excitement: You’re passionate about Square’s mission and new technology

We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class. 

We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we’re doing to build a workplace that is fair and square? Check out our I+D page. 

Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.

Perks

We want you to be well and thrive. Our global benefits package includes:

• Healthcare coverage
• Retirement Plans
• Employee Stock Purchase Program
• Wellness perks
• Paid parental leave
• Paid time off
• Learning and Development resources

Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.