What is the type of contract for this position?

The contract for this position is a Full-time contract

What's the salary range for the Product Manager - Fraud & Compliance position?

The suggested salary for this position is $160,000-$204,500*

Is telecommuting possible for this position?

No, telecommuting is not possible for this position

Product Manager - Fraud & job at Younited

At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex.

Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience

More than a million customers already had access to our instant, simple & transparent credit, and we are just getting started.

We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech & insurers who wish to develop consumer loan activities and retailers, telcos, e-merchants who wish to offer their customers the simplest method to pay in several times). We also provide budget optimization solutions through “Younited Coach” to all consumers willing to receive personalized recommendations.

Our mission is to become your trusted financial partner. In this respect, our strategy aims at promoting more transparency and more inclusiveness to help you achieve financial wellbeing.

We have initiated a B-Corp certification process, our social and environmental impact being at the heart of our strategic concerns.

So join Younited, the leading instant credit provider for the e‐economy in Europe! Be part of an amazing adventure that is only at its beginning…

Some key figures about Younited group:

· Younited operates in 5 European countries and generates nearly 50% of its business outside France.

· The company has raised more than 330m€ in equity since launch.

· Younited employs more than c. 550 Younies in Paris, Rome, Barcelona, Lisbon, and Munich.

Younited is already trusted by prestigious E-merchant and Digital Bank partners among which Free, Bouygues Telecom, Orange Bank, Microsoft, Bpifrance, Apple, N26, Fortuneo and Lydia.

Our 5 corporate values drive our daily job:

· Make it simple: At every level of the customer experience, the organization. Be transparent.

· Act as an entrepreneur: Take ownership, work in teams. Dare to try, accept to fail.

· Innovate or die: Challenge the status quo, no matter how impossible it seems.

· Faster is better: Value speed over perfection. Be aligned on priorities.

· No limit: Shot for the moon, stay humble.

We empower passionate problem-solvers to collaborate, innovate and do their best work.

We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our customers and our partners. And we need your help. So, join us to build tomorrow, today.

If you want to know more, click here: https://group.younited.com/careers

📋 Context

Product Managers at Younited are building the core of the company: our credit platform and ecosystem. They define the product strategy of their team, transform it into actionable, prioritized roadmap and goals, and lead the operational deployment of the roadmap they created, side by side with tech & design.

You are joining the “Risk” Domain as Senior Product Manager on the squad “Fraud & Compliance”.

In the Product Department (~30 people) you will directly report to the Lead Risk Product Manager and work closely with compliance and Fraud team, product, tech and key stakeholders.

Your responsabilities :

Establish the strategy of your product
Structure the vision and associated product strategy for your scope, and ensure it’s aligned with Younited’s global company strategy
Define the most efficient and balanced roadmap to reach your teams’ goals and contribute to Younited’s objectives
Communicate your team’s vision & direction to the company, stakeholders and your end users

Deliver with product methodology and risk approach.
Leverage a hands-on product discovery to select the best problems to refine and tackle
Turn your roadmap into features and build the solutions hand-in hand with Product Owners, business teams and legal teams.
Partner with tech members and business team on delivery of your product evolutions

Show leadership in the management of your team and stakeholders :
Select and follow the key metrics for your activity and communicate your impacts
Promote your products internally by embarking your team and stakeholders with your vision and strategy
Be able to defend your choices, iterate & test, accept to make errors

🫵 About your profile

3-6 years in Product Management or equivalent
You have already led a strategic product thinking in another scale-up / start-up companies.
You have strong communication skills: you are not afraid to share your ideas and create strong relationships within the company.
You want to create products from scratch
You are not afraid to be hands-on, deep diving inside your product to understand technical implications and dependencies.
You are fluent in French and English
Risk appetite is a plus : AML, Dow jones, Open Banking, KYC management are part of your life

🤝 About your future manager

His background : Clément has more than 5 years in Product and 10 years in project management. He has been working at Younited for a almost 2 years and oversees Fraud, Compliance, Offers (with pricing and insurance) and Evaluation topics.
His vision about the ways of working at Younited and the role : The role is key on the Risk Domain ! It requires to be autonomous and proactive, and be able to challenge stakeholders on specific topics.

👥 Recruitment process

- A first video chat with Aurélien, Tech&ProductTalent Acquisition, to get to know each other and tell you more about Younited, our corporate culture & values (30’)

- A meeting with Clément, who is Lead Product Manager(60')

- A case study

- A meeting with the Team

🎁 Other benefits from joining Younited ?

- Offices in the center of Paris (9th)

- An international work environment and the opportunity to do a mission in one of our international offices(Barcelona, Munich, Roma)

- An entrepreneurship mindset and a teamwork spirit

- An individualized managerial and HR support during onboarding and throughout the Younited journey

- A continuous learning environment with the opportunity to take individual and collective trainings and "Friday workshops" in Tech department

- A particular attention to the work/life balance

- Support for young parents, including the opportunity of being part-time the week of return to the office

- The opportunity of getting involved throughout the year with associations as well as an annual offered solidarity day

- A flexible remote policy: from 8 days of remote per month to almost full remote for Tech (minimum 4 days at the office per month)

- 33 days of paid leave

- Luncheon voucher card

- Snacks and fruit baskets twice a week

- Team buildings in France, internationally and within your team

Younited is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.

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Product Manager - Fraud & Compliance

Your responsabilities :

🫵 About your profile

🤝 About your future manager

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