What is the type of contract for this position?

The contract for this position is a Full-time contract

Is telecommuting possible for this position?

No, telecommuting is not possible for this position

Junior Product Owner - job at Younited

A leading Pan European lending and payment (“Buy Now Pay Later” solutions) platform in Europe, Younited has granted over 3Bn€ loans to 500k+ households since inception in December 2011 across five countries (France, Italy, Spain, Germany and Portugal), has over 1Bn€ Asset under Management and generates over 40m€ revenues in 2020.

Launched as a pure B2C platform in December 2011, Younited has been developing since December 2018 its B2B solutions, under the brand Younited Business Solutions, allowing financial institutions and e-merchants to offer its solutions to their clients.

Its advanced scoring and credit underwriting technologies allow to offer the easiest and fastest 100% online credit / “Buy Now Pay Later” application. As part of these technologies, Younited is the undisputable leader in Europe on leveraging PSD2 / open banking enabled banking transactional data in its risk & scoring technologies.

Younited is the only European lending and payment platform to be fully authorized and regulated as a Credit Institution. Its innovative refinancing model allows professional qualified investors (both individuals and legal entities: companies, insurers, foundations, pension funds, etc.) to directly finance consumer loans (see below for further details).

The company has raised more than 330m€ in equity since launch, has passported its license in 10 countries (France, Italy, Spain, Portugal, Germany, Poland, Romania, Belgium, Netherlands and Austria) and employs c. 500 staff in Paris, Rome, Barcelona, Lisboa and Berlin – of which 160+ in the fields of data science, engineering and software development.

Younited BtoB activity is growing thanks to two types of partnership offers:

- Younited Credit, designed for banks, fintechs and insurers who wish to develop or improve a credit actity

- Younited Pay, designed for retailers, telcos, e-merchands who wish to offer to their customers the simplest method to pay in instalments

N26, Free, Bpifrance, Orange Bank, Fortuneo, Lydia & Microsoft already trust us and several partnerships are about to be launched.

At YC, the quality of the collaboration between the Product Manager and the Product Owner is the key to success: the Product Manager defines the strategic priorities of the product along with the KPIs to measure its success, whereas the Product Owner oversees the delivery of the products and the prioritization of the associated backlog.

You will drive the implementation of new high-value business products with the aim of revolutionizing the finance world of tomorrow: nothing more, nothing less!

Conversion is a team in charge of the YC’s Front! in short, you are the heart of the action to take particular care of customer tools such as Website and funnels

? Missions

Build a Long-Term vision on your Products together with the Product Manager, your Team, and your Stakeholders #TeamPlayer
Deliver constant added value to your Stakeholders, thanks to small achievements #FastIsBetter
Better you know that if you think “it’s always better to deliver directly a Ferrari instead of small increments with big added value quickly” that will not do!
Build and maintain your multi-product roadmap in collaboration with the Product Manager :

· Analyse and specify the requirements for the team in an international environment and guarantee a coherence between the products

· Identify dependencies and impacts

· Estimate the effort with the rest of the team

· Breakdown and plan their development depending on team development capacity

· Update the roadmap

Work in close collaboration with all the YounITs #Communication
Drive the implementation of changes (leading the team, following up the tasks left to be done, reporting)
Maintain the backlog :

· The backlog should be prioritised in coherence with the business and technical objectives

· The user stories should be detailed according to priority in the backlog

· Create the user stories and acceptance criteria

· Drive the correction of production bugs

Actively and enthusiastically participate in our weekly Product Owner Community sessions

? Profile

You have a master's degree from an Engineering or Business School (specialised in Project Management) or a university equivalent
It has been at least 2-3 years since you have left the school benches behind you, but you have been flourishing in similar jobs since then (Product Owner, Application Manager, Project Manager in an agile working environment, etc)
You like being in contact and interacting with different partners, even the most demanding of them
You like creating and imagining original solutions to complex problems
You have managed to read this job advert without the help of a translator
You are interested in the financial world
US is not just a country West of the Atlantic for you
You remain happy when people talk about API
For you, being agile is a lifestyle choice; you like to reunite your family every morning for a stand-up breakfast (#StandUpMeeting)
You don’t just think, but you analyse
The words « Simplification » and « Prioritisation » are part of your vocabulary and allow you to create and maintain efficient good quality products
Needless to say, you are cool, nice, open minded and have a sharp critical mind
You like a challenge (having ran a marathon with your feet tied together whilst blindfolded could come in useful!)
You are driven by the dynamics of a start-up, and you have an entrepreneurial spirit

? Benefits to join Younited ?

· Localization in the center of Paris (Notre-Dame de Lorette, Paris 9ème)

· A very strong company culture

· An on-boarding tailored made to simplify your integration and meet all the teams

· Monthly events (sport tournaments, conferences, afterworks …)

· 1 day per year offered to do volunteer work in an association

· A Younitour (our company seminar) unforgettable (the last were at Ibiza, or in Sicilia ;))

· Remote policy (8 days per month) / Possibility for full remote

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