Head of Product - Lending & Savings

About the opportunity

In the N26 Lending & Savings segment, our team is working tirelessly to provide our users with access to money when they need it, without compromising their future financial well being.
We are seeking a Head of Product to lead this segment, setting the direction of the Product, managing and growing a group of talented product managers, and working closely with Tech and Design counterparts and key stakeholders from the business.
As a key component of the everyday banking experience our users expect, this role provides the opportunity to address the borrowing and savings needs of a user base in excess of 7 million customers.
You will join the Lending & Savings segment with a focus on a range of financial products, including Overdraft, Consumer Credit (loans), Instalment Loans (BNPL), and Instant Savings. The team is working to further develop the portfolio of products by expanding the use cases to address a wider range of user needs, while extending access to customers across our 24 markets.
As a key component of both the N26 user experience and N26’s financial success, this role presents the opportunity to have a huge impact on N26’s future success.

In this role, you will:

• Defining and driving the product vision, strategy and metrics for the Lending & Savings segment and supporting Product Managers in the segment in doing the same for their respective teams.

• Developing and owning the segment roadmap, and ensuring that is delivered - bringing key initiatives to market.  

• Developing commercial forecasts for our Lending & Savings business, as well as being responsible for the P&L performance (including relevant balance sheet items), communicating with C-Level and other key stakeholders across the business.

• Recruiting and retaining talented product managers, as well as taking responsibility for the professional and personal development of the product managers. 

• Working closely with Design and Engineering leadership to cultivate a team culture of impact, performance and team health.

• Partnering closely with key stakeholders across the business, including in Risk, Treasury and Compliance, to balance growth, risk and compliance needs.

What you need to be successful:

Background & Skills

• Over 3 years experience of leading product teams, including hiring, managing and growing Product Managers at all stages of their careers.

• Over 7 years conceptualising, building, shipping and operating financial products. Credit and/or savings product experience is highly preferred.

• Excels in working with data, financials and market insights to drive your strategic and operational decisions. Close understanding, and ideally steering, of Credit P&L and Balance Sheets is preferred.

• Has worked extensively with agile methodologies, leading multiple streams of complex work, and are adept at communicating and instilling the vision across Product, Design, Tech and Operations to achieve a clear focus.

• Fluent English speaker.

Traits:

• Actively help yourself (and others) be successful.
• Continuously learn and challenge the status quo.
• Think globally, act locally.
• Strong bias for action.
• Give and receive open, direct and timely feedback. 

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. 

Founded in 2013, N26 now has 8 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paulo.

Sounds good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status or disability status.