The average American has over $155,000 in household debt. While fintech lenders and for-profit banks are happy to issue high interest loans to consumers, credit unions have quietly existed as not for profit lenders that offer lower cost loans.
Clutch develops software to turn credit unions into fintech lenders and use their balance sheets to responsibly lend to over 130M Americans. We have rapidly grown from a select few partners to now a large customer base spread across medium to very large enterprise customers.
The Product team at WithClutch drives the product vision, strategy and execution balancing consumer experience with enterprise consumer (credit union) needs. We are looking for an experienced Product Manager to join our highly collaborative team to drive new product launches from concept through scale in partnership with both internal and external teams (customers, lending and insurance partners).
Responsibilities will include:
Own and drive product development from conception to launch and iteration
Develop expertise in the lending and banking fintech landscape related to the product domain you will own
Identify strategic opportunities to drive better financial and operational outcomes through our products
Elicit the non-obvious customer needs, synthesize research to gain a deep understanding and narrow definition of a problem. Break down a project to MVP to maximize customer value with the least amount of work.
Set product goals and success metrics. Build a roadmap for your domain and collaborate with the team to achieve these goals
Motivate and partner with designers, engineers, customer success, implementation and/or external partners to design, plan, develop and launch new features or products
Set the pace, prioritization, and execution for the team
Above all - Redefine lending for credit unions in the US while improving consumer financial lives!
What you should have:
3-4 years of experience managing software products from inception through launch and iteration. Experience in fintech or high growth-startups is a plus
Passionate about building products that delight consumers while being enterprise customer-centric
Strong understanding of product-building areas including engineering, design, analytics, and user research/insights
Excellent planning and organizational skills with the ability to prioritize and negotiate
Strong written and verbal communication skills. You’ll need to communicate your vision and drive execution on the immediate team and with external partners.
Rigorous: Comfortable asking hard questions, validating assumptions, and making sure asks align with the product vision and needs of the business
Self-motivated and can thrive in a fast-paced environment, working independently on several major initiatives at a time
Nice to have
Experience working on modern enterprise software in high growth startups
Experience buildingfintech products
What’s in it for me @Clutch?
Opportunity to create large impact in the credit union and fintech landscape
Experience of working with second time founders who deeply understand the problem space, fintech industry and the venture ecosystem. The company already has a proven track record of top-notch product, customer success and engineering talent.
Our founders, Nicholas Hinrichsen and Chris Coleman met at Stanford Business School in 2011 and have had a previous exit to Carvana. Our leadership team includes Wharton and Berkeley Haas alumni with experience having worked at world class product companies in the Bay Area and Brazil
International colleagues and markets: USA, Brazil, Argentina and Germany
Compelling compensation package (base salary plus Equity and 30 days of paid time off)
2 amazing off-sites/year with the entire team
Early team member of a well funded and high growth startup. We have A16z and CMFG ventures amongst other investors.
Questions & answers for this position
What is the type of contract for this position?
The contract for this position is a Freelance contract
Is telecommuting possible for this position?
No, telecommuting is not possible for this position
About WithClutch
79% of all borrowers get their loans at the pointof sale, at marked-up rates. We turn intent into loans: 3 clicks and you are ready-to-fund!