We believe the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and infrastructure developers need to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo and SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 11,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Salt Lake City, Washington D.C., London and Amsterdam.
Develop industry leading and customer-facing transaction risk monitoring platform and decision engine. They will develop model(s) with incredible recall and precision around transaction returns. Specifically, they will focus product development on improvements to model performance, feature engineering, stability, and coverage. They will experiment with new modeling approaches and strategies, as well as potentially integrating third party data.
What excites you:
- Building an industry defining transaction risk model, using Plaid’s rich data network
- Developing new model approaches and frameworks
- Evaluating impacts of new data sources on model performance
- Collaborating hand-in-hand with engineering, design, go-to-market, and operations partners
- Huge area of strategic growth / focus: Money Movement has the potential to develop into the next $1B for Plaid, you have the opportunity to help build the next big business
What excites us:
- Payment Risk Experience: Minimum 3 years managed transaction (e.g. credit card, debit card, etc.), ideally with a focus on ACH
- Build Machine Learning Products: Experience in building ML based products
- Inspire Data Science and Engineering teams: In-depth knowledge of modern software development and machine learning engineering practices, ruthlessly prioritize work to deliver on targeted outcomes
- Technical aptitude: Ability to sense check work and outcomes, and help trouble shoot issues as needed
- Data Platforms: Experience building data platforms and tools used by product teams
- Fintech product development: Preferably have had experience building products which require fraud/credit/financial risk assessment such as underwriting, pricing, fraud detection, trust, and safety
- Entrepreneurial mindset or startup experience
- A Bachelor's degree in a related field
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at
[email protected].