Product Manager, Credit Science & Underwriting (Remote)

Why join us

Brex is reimagining financial systems so every growing company can realize their full potential. As the financial OS, we’re building software and services in one place—disrupting long-entrenched institutions with products and experiences that better serve the ambitions of our customers. Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.

Product at Brex

The Product organization is at the forefront of Brex's mission to reimagine financial systems so all growing businesses can realize their full potential. We identify and scope out the most impactful opportunities for Brex to tackle. We have a deep understanding of the business and are responsible for aligning cross-functional teams across the company around key decisions. We work cross-functionally with teams at Brex across engineering, legal, compliance, design, and many more to set strategy, define a roadmap, and drive products from inception to launch to ensure Brex continues to evolve for the benefit of our customers.

What you’ll do

As the PM on Credit Science and Underwriting, your role will be to build the underwriting systems, models, and experiences that enable our customers’ spending and protect Brex from credit losses. By navigating tradeoffs with your XFN partners, you will build credit products that make Brex a force multiplier for global businesses.

Responsibilities:

• Own the product strategy and roadmap for how to scale Brex’s credit experiences as we serve companies of all sizes and differing needs across the globe. Partner with internal teams such as Credit Risk and Underwriting Operations to unlock customer spend while minimizing delinquencies. 
• Deliver impact through customer-focused credit science and underwriting systems. Solve hard user and business problems through the creative use of internal and external data to make Brex the world’s most user-centric corporate spend company.
• Relentlessly reduce the cost and time to serve our customers to deliver a low friction experience for our customers and our Operations teams. 
• Establish the vision for the product team. Set clear goals and metrics for the team and be held accountable to achieving them. Efficiently execute to ship products and deliver impact for our business and customers.
• Lead large, cross-functional groups of people to deliver on the team’s mission. Communicate concisely and influence outcomes across Engineering, Data, Credit Risk, Capital Markets, Operations, Sales, CX, and other Product teams.  Challenge the status quo and inspire people toward a unified outcome. 

What We Value:

• Product experience: 5+ years in Product Management at a technology company or financial services company. Fintech or credit/lending experience is a bonus.
• User-experience mindset: You know what it takes to create elegant user-facing experiences to help users achieve complex tasks.   
• Results-oriented: You enjoy doing whatever it takes to execute on complex projects
• Communication: You have the ability to understand and explain technical concepts in easy to follow explanations. You have experience working and communicating with senior leaders and executives.
• Analytical sense: Aptitude for digging deep into the data, thinking from first principles, and delivering the best results. A clear track record of working with Machine Learning or Data Science is a major plus.
• Team-first: The team comes first and you have proven experience working well with a wide range of cross-fun